Why Loan Management Is the Hardest Problem in SACCO Operations
53% of Kenyan SACCOs exceeded SASRA's 5% NPL threshold in 2024. Bad debt exceeded Ksh 70 billion. The root causes are not simply credit risk — they are operational and systemic.
Kenya's SACCO Sector Has Crossed Ksh 1 Trillion in Assets — What That Means
The Kenyan SACCO sector hit Ksh 1.07 trillion in total assets in 2024, with 7.4 million members and Ksh 542 billion in credit disbursed. The growth story is real — and so are the operational pressures that come with it.
M-Pesa and SACCOs: What Good Integration Actually Looks Like
Kenya has 73 million registered mobile money accounts. Most SACCOs have some form of M-Pesa integration — but there is a significant gap between basic paybill collection and genuine payment infrastructure.
SASRA Compliance 2025: What Every SACCO Needs to Know
SASRA has tightened its reporting and governance requirements for 2025. Here is what the changes mean for your SACCO and how the right software makes staying compliant straightforward.
The Real Cost of Software That Doesn't Fit Your SACCO
Generic SACCO software looks affordable on the surface. But when you account for workarounds, manual reconciliation, staff time, and audit risk, the true cost is much higher than the licence fee.