Why Loan Management Is the Hardest Problem in SACCO Operations
53% of Kenyan SACCOs exceeded SASRA's 5% NPL threshold in 2024. Bad debt exceeded Ksh 70 billion. The root causes are not simply credit risk — they are operational and systemic.
53% of Kenyan SACCOs exceeded SASRA's 5% NPL threshold in 2024. Bad debt exceeded Ksh 70 billion. The root causes are not simply credit risk — they are operational and systemic.